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SBA SOP 50 57 4 | AMP Business Valuations

SOP 50 57 4, Effective Nov 1 – Critical Updates SBA Lenders Should Know

New SBA guidance under SBA SOP 50 57 4, effective November 1, 2025, mandates lenders to assess the operational value of businesses in liquidation, not just collateral. This shift emphasizes obtaining independent valuations for ongoing businesses, ensuring comprehensive evaluation of recovery options and improving recovery strategies over immediate asset liquidation.